I’d guess that 95% of infections, malware and ransomware comes from clickbait. I use the term loosely to mean anything you feel compelled to click on whether it be in an email or on a web page.
Once you have a little knowledge, a dose of common sense and exercise some caution you can avoid nearly all of it as you’ll easily see the wolf hiding in front of you.
Educate yourself, your colleagues and your family and potentially save yourself a fortune.